The OOTB team recently analyzed 117 lawsuits in California that specifically target model engagements. We spent the last several months digging through the data to look at the actual claim values and identify the patterns behind them. We’re sharing what we learned because this information directly impacts the production industry.

Approximately 80% of the insurance reviews OOTB conducts uncover errors or omissions in insurance coverage, so we’re addressing some common misconceptions about insurance for freelancers.

If you don’t understand certain insurance terms, it can be challenging to verify insurance when engaging a worker or business for a project. In this resource page, we define some essential terms and provide production-specific examples.

This guide breaks down the most common types of insurance related to workforce management, what they typically cover, and why insurance is essential for your operations.

All W-2 employees who are payrolled through OOTB Solutions are covered by the following insurances: Workers' Compensation, Employment Practices Liability Insurance (EPLI), General Liability and Auto Liability Insurance.