Launching On-Demand Insurance for Freelancers

 
 

Hiring freelancers shouldn't slow production down. But corporate insurance requirements often do.

Companies expect freelancers to carry their own insurance if they are hired as independent contractors. However, most don't have insurance and don't know how to get it. This creates delays, risk exposure, and last-minute scrambling for production teams trying to keep complex projects on schedule.

OOTB has partnered with 1099Policy to make it easy for freelancers to get on-demand coverage during OOTB's IC vetting and onboarding process.

This coverage includes workers' compensation and general liability insurance, with policies aligned to client-specific requirements. The insurance is "fractional," which means it provides per-project coverage and is ideal for project-based work.

For example, if you're hiring freelancers for a 3-day shoot, they can get coverage activated in under a minute for exactly those three days. It's a fast and easy way to ensure corporate requirements are met!

  • Same-Day Coverage: Freelancers get insured during onboarding, eliminating delays.

  • No Chasing Paperwork: OOTB manages certificates and documentation.

  • Reduced Risk Exposure: You're not engaging uninsured contractors.

With OOTB + 1099Policy, your freelancers are vetted, insured, and paid in one workflow. Production stays on schedule, companies have protection, and freelancers keep working.

Make insurance one less thing to worry about.

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Why humans, not AI, make OOTB’s IC Vetting perfect for production.